Forecast
See your balance on any day, before it gets there.
SetBucks adds up what's scheduled, day by day, starting from what you have today. A short day shows up before it happens, and you know the exact day the money will be there.
We'll only email you about our launch. 14 days free, no card needed.
The statement
Every day of the month, with the running total.
Realized shows only what already cleared. Projected adds everything upcoming on its due date, so you see what you'll have on any morning, and how the month ends.
Move the bill
Move the bill from the 10th to the 20th.
Open the entry, change the date, save. Same money, no bounced payment. Only that entry moves; the recurring bill stays as it was.
A good month
See how far your plans can go.
Add the trip, the emergency fund or the investment as a future entry. The projection shows whether it fits, without hurting the rest of the month.
Projection
The months ahead, from what's already on your ledger.
The Projection tab in Analysis looks past this month: the entries your recurring bills and income create, up to the horizon you chose for them (3, 6 or 12 months, or 2 years), plus anything else you've scheduled.
Every line opens. Mark one as paid, or edit it.
How it works
The details
Built from what you know
Only the bills, income and plans already in SetBucks. Nothing is estimated behind your back.
Today is the starting point
The forecast begins from the real balance of your accounts, not from a budget.
Late bills, your call
Include overdue items on their due date, or leave them out and see the difference.
Pick the accounts
Look at one account or several together, like checking alone or checking plus savings.
Any month
Jump to any month to see its days, looking back at what happened or ahead at what's planned.
Changes show up right away
Add a bill or move a date, and every day after it updates.
Questions
Good to know
How does SetBucks forecast my balance?
It starts from what's actually in your accounts, then adds each paycheck and subtracts each bill on the day it's due. The running total for each day is what you'll have if everything goes as planned.
Does it guess my future spending?
No. The forecast only uses transactions that are already in SetBucks: your recurring bills and income, installments, and anything else you've scheduled. There are no averages and no predictions.
Can I move a bill to another day?
Yes. Open the entry and change its due date. Only that entry moves, the rest of the recurring bill stays as it was, and every day after it recalculates.
How far ahead can I see?
The statement shows any month, day by day. The Projection tab in Analysis goes further, month by month, up to the horizon you chose for your recurring bills: 3, 6 or 12 months, or 2 years.
What if a bill is late?
You choose. With “Include overdue” on, late bills count on their due date, so the forecast assumes you'll still pay them. Turn it off to see the month without them.
Never caught by surprise.
When we open, add your accounts and your regular bills, and see the exact day the money will be there.
We'll only email you about our launch. 14 days free, no card needed.